Don’t Wait to Take Control of Your Debt

One among the main reasons people file for insolvency is because of a job loss. You could be achieving your financial obligations now, however maintaining with your mortgage and the minimum payments is usually a challenge. For several Canadians, your complete pay cheque is consumed each month with your living costs and debt payments.

Doing something about it right now

The real truth is that any time is a great time to take the correct steps to deal with your debt. Now that you have confronted the truth that your debt payments are no longer achievable, here is what you should do:

- Calculate all your expenses
- Make a list of all your monthly payments
- Prepare a budget
- Stop unnecessary spending
- Be realistic
- Look into a licensed insolvency trustee about your options.

Dedicate time t to eliminate your debts early. If you require support, don’t be frightened to talk to a licensed insolvency trustee in your area. You might not need to file bankruptcy. Consultations are free, so take advantage of this free advice now.

J.P. Graci & Associates Ltd.
150 Colborne St. Suite 2,
Brantford, ON N3T 2G6
Brantford: 519-753-7361
Hamilton: 905-525-7077


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